Altair Gobo, CFP® is a partner at U.S. Financial Services, LLC, in Fairfield, New Jersey and media savvy. http://www.usfsc.com/team/altair-m-gobo
He’s also author of GETTING TO THE GREEN: GOLF, FINANCIAL PLANNING, AND LIFE: NOT NECESSARILY IN THAT ORDER.
Altair Gobo, CFP® author of GETTING TO THE GREEN offers these tips to BEGIN YOUR FINANCIAL RESOLUTION TODAY:
1. PLAN
· There’s an old cliché that says “people don’t plan to fail, they simply fail to plan”.
· Whether it’s losing weight, saving for a home, providing for a child’s education your retirement….on and on !
· They all require an examination on the quantitative and qualitative aspects …..or simply put Dollars and Sense.
· How can you measure your success (or failure) if you don’t have a plan to look back at?
2. WRITE IT DOWN
The easiest way put your goals in writing. Then assess if they are realistic or not ( don’t expect to have $1M in 2years if you make $50k/yr )
3. DISCIPLINE
Once you’ve agreed that you goal is doable the key is DISCIPLINE ! Put together a plan of action and stick to it!
4. SET GOALS
· If I planned on losing 20lbs but only lost 19…..I could say I failed or I could say that without trying I would have never lost the 19lbs!!
·
Without setting goals you can never reach them. It would be great if we met or exceeded every goal we ever set….but that’s not life.
Without setting goals you can never reach them. It would be great if we met or exceeded every goal we ever set….but that’s not life.
·
Again….an old saying….if at first you don’t succeed, try, try again.
Again….an old saying….if at first you don’t succeed, try, try again.
5. TAKE THE GOOD WITH THE BAD
· I think it’s human nature to get discouraged but it’s important that we deal with it, get up and move on.
·
Imagine a baby taking his first step and falling and never wanting to get up again. Imagine Thomas Edison giving up after his first attempt.
Imagine a baby taking his first step and falling and never wanting to get up again. Imagine Thomas Edison giving up after his first attempt.
· Imagine ALL the things you’ve accomplished in your life…..How many of them happened without a few hurdles or speed bumps?
6. ASSESS AND BE HONEST WITH YOURSELF
· How much do you owe?
· How much do you have?
· How much do you earn?
7. ANALYZE YOUR CASH FLOW
· How much is coming in/how much is going out.
· If there’s money left over…..don’t spend it….save it.
· Depending on your situation, maybe increase IRA/401(k) contributions.
· Or develop a systematic investment plan that automatically withdraws that extra money and puts it in a portfolio that you’ve set up.
8. MAKE MORE
· If there’s no money left over, you have only two options….make more or spend less.
· If you can’t earn more, take a real hard look at your expenses.
9. SPEND LESS
· Try to cut some costs.
· You’d be surprised at how much you could save every month by making a few adjustments in your spending habits
Praise for Getting To The Green
“Getting To The Green is an easy, fun read that you will recommend over and over again. It’s right on the mark for advice on golf, money and keeping life’s priorities in order.”
– Anthony J. Ray, Executive Vice President, Maher Terminals, LLC.
“Whether you’re a golf fanatic or a casual tournament viewer, a multimillionaire or someone trying to build a nest egg for retirement, there is plenty of actionable, valuable advice in these pages. Through humor, storytelling, and relevant analogies, Al Gobo has created a great starting point for building a better wealth management strategy. I strongly recommend this book and hope you have as much fun reading and relating to it as I did.”
– Stuart Silverman, Founder and Chairman Emeritus, Fusion Advisor Network
“As I was reading this fun book, I realized the analogy of playing a game of golf to that of someone managing an asset management portfolio. How indispensably intertwined they are, and yet, thanks to the book, so easy to comprehend. Getting To The Green makes both seem so simplistic and rewarding.” – Sidney Silver
GETTING TO THE GREEN:
Golf, Financial Planning and Life, Not Necessarily in That Order
By Altair M. Gobo
What is it about golf that makes it so irresistible to everyone from postal workers to presidents? Is it the beautiful scenery, the camaraderie, the mental challenge of planning, strategy and execution? Financial planner and dedicated weekend golfer Altair M. Gobo has learned that golf is the perfect metaphor for the mental challenges of financial planning. In his new book, GETTING TO THE GREEN: Golf, Financial Planning and Life, Not Necessarily in That Order (Highpoint Executive Publishing), Gobo shares entertaining and easy-to-follow lessons based on the game he loves to educate readers to take better control of their financial future.
Using golfing terms, Gobo breaks down the game and financial planning into clear and concise chapters, including:
· Develop Your Strategy: Create a game plan that works for you and figure out your goals.
· Work with a Pro: Just as how a golf pro can help you improve your swing; the right financial planner can help you make a great plan and stick to it.
· Get the Right Equipment: Figuring out what is a good fit for you, in golf or finances, will give you the tools you need to achieve your goals.
· Keep Your Eye on the Ball: It takes discipline and follow-through to achieve anything in life. Here’s how to keep your focus.
· Avoid Hazards: Life is full of sand traps. Here’s how to weigh risk versus return and control those financial hazards.
· Become a Lifelong Student of the Game: How to keep investing for the future and avoiding those mulligans.
You don’t have to be an avid golfer to gain valuable insight that will help you achieve success—in your finances, your game and your life.
ALTAIR M. GOBO is a certified financial planner and partner at U.S. Financial Services in Fairfield, NJ. He is an adjunct faculty member, faculty coordinator and academic advisor at Farleigh Dickinson University’s financial planning program and on the advisory board at Montclair State University. He has served as president and chairman of the board of directors at the Northern New Jersey Chapter of the International Association for Financial Planning and been a guest on CNBC, NBC, ABC, MSNBC, Fox News, Fox Business News, Bloomberg and CNN.
By Altair M. Gobo
Highpoint Executive Publishing
$21.99; 100 pages
ISBN: 978-0-9974157-3-5
Please be advised that all the information in this course is provided to educate, enlighten, and broaden your views in life. The information provided is not a substitute for medical, legal, dietary, financial/accounting, or religious professionals.
Always consult a professional before you act on any of the information you find in this course.
Please be sure to consult your attorney, accountant, and/or other professionals with any specific questions. There is no one right answer to any business question that will cover all circumstances.
This would be a great book for my nephew-in-law, he loves golf.
ReplyDeleteWe haven't gotten this one to review, yet. Hopefully, we will.
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