We live in a very different financial world than our parents did. Millennials have different hopes and dreams for their lives than generations past did.
Keep Climbing: A Millennial'$ Guide to FInancial Planning by David Rosell addresses this different financial world in a way that would be appealing to many Millennials.
Face it, most books on personal finance are about as entertaining as watching paint dry. Rosell uses stories from his past adventures to illustrate the lessons he teaches in Keep Climbing.
This book is entertaining while at the same time being educating. We live in a world where most young people look at text and respond with “TLDR”. They do this because saying “Too long, didn’t read” is just too time consuming for this instant gratification generation.
We give Keep Climbing all five stars. We think that the target audience will find it very helpful to them as they plan their financial futures.
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| Five Star Review |
We were sent a complimentary copy of this book. We are under no obligation to write any review, positive or negative.
We are disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255.
Please be advised that all the information in this course is provided to educate, enlighten, and broaden your views in life. The information provided is not a substitute for medical, legal, dietary, financial/accounting, or religious professionals.
Always consult a professional before you act on any of the information you find in this course.
Please be sure to consult your attorney, accountant, and/or other professionals with any specific questions. There is no one right answer to any business question that will cover all circumstances.
It’s just a matter of time before it happens. The transmission blows on your car right around the time your daughter needs braces and your washing machine decides to call it quits. All of these are unexpected expenses and something we need to deal with throughout life. 
An even better strategy is to have an emergency savings fund. Set up a savings account and add to it monthly. Use it only for completely unexpected expenses. Make sure you know what’s in the account. And once you have to take money out of it replace it as quickly as possible. 
Use the money you’re not spending for the next few months to refill your emergency fund. For an extra boost, work a few hours of overtime, do a few freelance projects or temporarily pick up a part time job to get back on track fast. 
We work hard to earn a living. We should make sure we spend the money we bring home wisely. That’s where a household budget comes in. It’s a good tool to see at a glance what we have coming in, what’s going out (and what that money is paying for) and if there’s anything left at the end of the month to put into savings. 
A budget simply tracks your money. You record where the money comes from each month (your income) and then write out everything you spend it on, starting with your regular monthly bills like mortgage or rent, car payments, utility bills etc. What’s left after all the bills are paid is your discretional income. 
